Browsing Category

Personal Finance : Business & Finance

How does an MLP Index work

In the same way that an MLP unit is very similar to a corporation share, an MLP (Master Limited Partnership) index bears considerable resemblance to a stock market index and is used to benchmark the ...

Are Child Support Payments Deductible?

Parents obligated by court orders to pay child support cannot deduct their payments for income tax purposes. The Internal Revenue Service does not allow noncustodial parents to deduct their child support payments, since custodial parents or recipients do not report the payments as income.The IRS req

How to Open a Bank Account in Another State

Opening a bank account in another state is relatively easy. However, it's important that you prove you have multiple addresses in multiple states to qualify. Also, it's important to be in good standing with affiliate banks or even competing banking institutions.

Scholarships and Grants for Veterans

Veterans who served on active duty or the reserve component of any branch of military service may be eligible for educational scholarships and grants sponsored by the federal government. The largest source of educational benefits is the U.S. Department of Veterans Affairs, which oversees eligibility

What Is the Beginning Salary for a Plastic Surgeon?

Becoming a plastic surgeon requires completion of a medical degree and up to eight years of internship and residency. The job itself may include working long and irregular hours. Surgeons specializing in plastic or reconstructive surgery may perform and interpret diagnostic tests and counsel patient

New York State's Food Stamp Eligibility Requirements

The first food stamp program in the United States began in New York in 1939. At the time, participants actually bought colored stamps to exchange for food, and the first user was Rochester resident named Mabel McFiggin. The original program was short-lived, but national food assistance became perman

Can a Creditor Garnish a Bank With Direct Deposit From SSD?

If you fail to make payments to your creditor for a debt as agreed, and you do not make any effort to resolve your debt delinquency, the creditor may use aggressive strategies to recover your debt, including bank account garnishment. This process involves ordering your bank to freeze your account an

Ways to Improve Credit

A low credit score will cost you a significant amount over the long term. Obviously, this makes it difficult to qualify for a home or auto loan, but many people do not realize that it can also lead to higher interest rates if you are accepted for a loan. Fortunately, your credit score is always chan

Can I Get Grants for College If I Owe Back Child Support?

When you have not been able to pay child support, going back to college can be a step in the direction of higher-paying jobs and increased ability to support your child. However, college is expensive, and you probably cannot afford to pay that either. Whether or not you qualify for grants depends on

How to Sign a Check for Deposit Only

Electronic processing speeds checks through the Federal Reserve's system at rates as high as 100,000 checks per hour. That means there is little chance that a fraudulently deposited check will be caught once it leaves the teller's window or ATM. The Financial Crimes Enforcement Network of the Depart

How Do Credit Unions Make a Profit?

Credit unions typically charge lower interest than banks for the loans they give to members. At the same time, they pay higher interest than banks on the investment products they offer. With them taking in less money and paying out more, many people wonder how it is they can make a profit.

How to Purchase FEMA Trailers

Federal Emergency Management Agency (FEMA) trailers are sold by the government to people who desire to use them as a place to live. FEMA trailers are a form of manufactured housing which have been used to provide a temporary place to live for people affected by hurricanes and other natural disasters

Welfare Benefits for Childless Women

Social welfare programs support the financial well-being of families with children, but assistance for single households also exist. Qualification for available programs relies significantly on several factors. Each state offers programs that support single households during times of financial crisi

Collection Credit Reporting

When one of your credit accounts becomes past due, it can become a collection account. Your creditors will make phone calls and send letters in an effort to collect the past due amount. Eventually your account will be reported to a credit-reporting agency. Collection accounts can be reported on your

Disadvantages of Budgeting?

Do you currently have a budget? Do you spend your money with care and purpose? Or do you throw caution (and quarters) to the wind and spend freely wherever and however you wish? Budgeting has ...

Limits for an IRS Over-Contribution 401K

A 401k plan is a defined contribution plan, which means that participants make the contributions and those are defined, but the plan does not provide for a specified benefit at retirement. A participant's retirement benefit will depend on the amount contributed and the investment returns earned on t

Colorado Food Stamp Income Guidelines

The state of Colorado provides food assistance benefits to eligible residents. If you're a Colorado resident in need of food assistance, you'll provide information on multiple sources of monthly income when you apply for services. A case worker will match the sum of your income from all sources to

How Old Do You Have to Be to Get a Debit Card?

Debit cards are a quick and easy method for accessing cash. As the debit card craze has blanketed the country, more people now use them as a form of payment than use cash. Although debit cards are generally issued only to those who are of legal age, minors can also obtain them in some circumstances.

Money Manager Tools

Tools are available online to help you prepare a better financial future.money image by Horticulture from Fotolia.comA struggling economy can lead many individuals to re-examine their financial situation. In doing so, many seek money management tools to determine where their money is...