Beating The High Cost Of Health Insurance
Health insurance premiums are rising at a rate of 20-40% annually and even people with workplace provided options simply cannot afford the cost of monthly premiums.
Small business feels the crunch the hardest because they simply cannot absorb much of the cost leaving employees with outrageous payroll deductions for health insurance and dental insurance.
Dental insurance seems to be the first casualty as companies drop this insurance coverage first because it is simply not seen as a necessity.
Most conventional dental insurance policies are severely lacking in coverage for procedures needed the most and the up front out of pocket expenses are generally what most Americans spend annually on dental care.
Millions are dropping their health care insurance policies and switching to discount health care programs that provide a much needed break on monthly premiums and offer deeply discounted care.
These discount health care programs work very similar to conventional insurance because you choose from network health providers and present your member card at the time of care to receive discounts.
Companies like Ameriplan have build huge provider networks and bundle care in affordable packages.
As an example you can get a dental, vision, prescription & chiropractic program for less than $20 a month for complete household coverage.
Ameriplan has contracted with very well known providers for their members to use their programs.
On the prescription front places like Wal-Mart, Target, K-mart, CVS, Rite-Aid, Walgreens accept the Ameriplan programs where members can save up to 50% on prescriptions.
Traditionally people have been hesitant to use these health insurance alternatives because they were afraid they would have a lack of providers to use when the reality is Ameriplan has one of the largest network of providers in the country with over 400,000 providers in total.
The other benefits of these discount health care programs is there are no age restrictions, no limits on visits or services, on going conditions are accepted and receive discounts and doctors can decide the best course of treatment for a patient without an insurance companies approval of coverage.
Small business can offer these discount programs to their employees without any cost to the company and no administrative burdens.
A company can simply send their employee to a website where they can review the programs and sign up for the care they want right online.
The programs are going to become more and more prevalent as the cost of conventional insurance plans continue to rise and the coverage they provide continues to decline.
The discount health care programs are beneficial to those who: Have no insurance coverage due to cost.
Cannot obtain insurance due to a existing condition.
Have insurance that does not provide adequate coverage for care needed.
With over 48 million Americans being uninsured the chances are just about everyone knows someone living without health or dental insurance and the ability to get the health care they need.
Small business feels the crunch the hardest because they simply cannot absorb much of the cost leaving employees with outrageous payroll deductions for health insurance and dental insurance.
Dental insurance seems to be the first casualty as companies drop this insurance coverage first because it is simply not seen as a necessity.
Most conventional dental insurance policies are severely lacking in coverage for procedures needed the most and the up front out of pocket expenses are generally what most Americans spend annually on dental care.
Millions are dropping their health care insurance policies and switching to discount health care programs that provide a much needed break on monthly premiums and offer deeply discounted care.
These discount health care programs work very similar to conventional insurance because you choose from network health providers and present your member card at the time of care to receive discounts.
Companies like Ameriplan have build huge provider networks and bundle care in affordable packages.
As an example you can get a dental, vision, prescription & chiropractic program for less than $20 a month for complete household coverage.
Ameriplan has contracted with very well known providers for their members to use their programs.
On the prescription front places like Wal-Mart, Target, K-mart, CVS, Rite-Aid, Walgreens accept the Ameriplan programs where members can save up to 50% on prescriptions.
Traditionally people have been hesitant to use these health insurance alternatives because they were afraid they would have a lack of providers to use when the reality is Ameriplan has one of the largest network of providers in the country with over 400,000 providers in total.
The other benefits of these discount health care programs is there are no age restrictions, no limits on visits or services, on going conditions are accepted and receive discounts and doctors can decide the best course of treatment for a patient without an insurance companies approval of coverage.
Small business can offer these discount programs to their employees without any cost to the company and no administrative burdens.
A company can simply send their employee to a website where they can review the programs and sign up for the care they want right online.
The programs are going to become more and more prevalent as the cost of conventional insurance plans continue to rise and the coverage they provide continues to decline.
The discount health care programs are beneficial to those who: Have no insurance coverage due to cost.
Cannot obtain insurance due to a existing condition.
Have insurance that does not provide adequate coverage for care needed.
With over 48 million Americans being uninsured the chances are just about everyone knows someone living without health or dental insurance and the ability to get the health care they need.
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