If one does not have a health insurance, he/she has to pay for healthcare out of his/her own pocket, at the time of service.
In US, this can run into many thousands of dollars for serious illnesses.
If you have health insurance for the same reason and you may buy other kinds of insurances also, to protect you financially.
Health insurance helps in reducing the expenses involved in medical care.
One cannot predict his/her medical bills in an year; they may vary from year to year.
If you have health insurance, part of the bills is covered by insurance companies.
Some others are enrolled in some sort of managed health insurance plan.
This is an organized way of both providing services and paying for them.
Used mainly by corporations.
Individuals enrolled in any of these health care plans pay a monthly or quarterly fee.
But in a difficult economic period like this when people are losing jobs, it becomes very hard on families to keeps these health care plans.
Most of these programs are very expensive.
But then what is the solution.
One solution is healthcare discount plans.
These are not insurances.
These are alternatives to insurance.
You pay only a small monthly fee and you get up to 50% or above discount in medical bills.
Definitely a viable option for many with out medical insurance.
One such health discount plan is AmeriPlan health.
The AmeriPlan health discount medical plans offer a reduction in the cost of medical, dental, vision, pharmaceutical and chiropractic services.