There are many scams in credit card elimination companies.
Usually you can tell they are scams because you find out about them in the form of an email advertisement.
They get many customers from people whose credit card debts are so high that they will believe anything they hear.
These companies will take advantage of people at their lowest and tell them that they do not need to repay their debts and not doing so will not result in any problems.
These scam companies will use all kinds of legal jargon to make you buy their lies.
They will charge outrageous fees that can end up costing you thousands and thousands of dollars.
They will also send you documents that are supposed to be your legal right not to pay.
Do not believe them.
You should always stop and think before you choose to take a financial step like this.
People use credit cards all the time.
Do you really think credit card companies would keep giving out these cards if you did not have to pay them back? You should never trust someone who says that you do not have to pay back money you borrowed.
Upon receiving an email like this, you should immediately report it as spam and get rid of it.
Just keep paying off your debts.
If you feel that you are in situation where you need help, talk to your credit card companies and some accredited loan offices to find out what they can do for you.
Just remember to stop and think before doing anything drastic.
These companies can be very persuasive so be warned.
After all, it is not their credit that they are willing to decimate.
You need your credit or you may not be able to rent an apartment, buy a house, buy a car, or purchase many other big-ticket items.
Don't be their next victim.