When You Only Need Temporary Car Insurance
By law in the UK we all need to have insurance to be able to drive legally on the roads.
There are a number of insurers who can provide you with a policy but what if you only need to be covered temporarily.
Whilst most of us will need a normal annual policy most of the time there will be occasions where we only need to cover ourselves to drive for a short period of time.
You may be planning a weekend at the coast and will be borrowing your parents car.
You could have hired a car and need to obtain insurance for a few days or a week in order to be able to drive the car.
You can obtain temporary car insurance to enable you to drive another persons vehicle, drive your own car or cover someone else to drive your car.
Short term insurance is intended as a way to provide people with a form of car insurance that will allow you to drive a vehicle, it can be either a car or a van, when the standard longer annual policy is not required.
A typical reason for getting this type of cover is when you purchase a new car.
You may have travelled to the other side of the country to buy a new car and then you need to drive it back.
You will only be driving the car for the day and so getting a years worth of insurance would not only be overkill but would work out very experience.
In this case you could get a day car insurance policy that will insure you to drive the vehicle for just that day allowing you to drive home again insured.
This type of insurance can be obtained online so as long as you have access to a computer.
It does not take long to fill out the necessary details about yourself and the car that you want to drive.
Just like any other type of insurance you will be given an individual quote based on your particular details and circumstances which you can choose to accept.
If you do not like the quote you are offered you can try changing the details such as level of cover or the level of excess to try to get a cheaper quote.
As there are several short term insurance providers you can also get a quote from these providers too.
Once you have a price that you like with a policy that offers you the level of cover that you need then you can purchase the policy.
Payments are made using your credit or debit card, once payment is made your policy is live.
It is recommended that you print out your policy as it can take several days for your details to appear in the MID database so if you need to prove you have insurance in the mean time you can produce the printed out cover note.
There are a number of insurers who can provide you with a policy but what if you only need to be covered temporarily.
Whilst most of us will need a normal annual policy most of the time there will be occasions where we only need to cover ourselves to drive for a short period of time.
You may be planning a weekend at the coast and will be borrowing your parents car.
You could have hired a car and need to obtain insurance for a few days or a week in order to be able to drive the car.
You can obtain temporary car insurance to enable you to drive another persons vehicle, drive your own car or cover someone else to drive your car.
Short term insurance is intended as a way to provide people with a form of car insurance that will allow you to drive a vehicle, it can be either a car or a van, when the standard longer annual policy is not required.
A typical reason for getting this type of cover is when you purchase a new car.
You may have travelled to the other side of the country to buy a new car and then you need to drive it back.
You will only be driving the car for the day and so getting a years worth of insurance would not only be overkill but would work out very experience.
In this case you could get a day car insurance policy that will insure you to drive the vehicle for just that day allowing you to drive home again insured.
This type of insurance can be obtained online so as long as you have access to a computer.
It does not take long to fill out the necessary details about yourself and the car that you want to drive.
Just like any other type of insurance you will be given an individual quote based on your particular details and circumstances which you can choose to accept.
If you do not like the quote you are offered you can try changing the details such as level of cover or the level of excess to try to get a cheaper quote.
As there are several short term insurance providers you can also get a quote from these providers too.
Once you have a price that you like with a policy that offers you the level of cover that you need then you can purchase the policy.
Payments are made using your credit or debit card, once payment is made your policy is live.
It is recommended that you print out your policy as it can take several days for your details to appear in the MID database so if you need to prove you have insurance in the mean time you can produce the printed out cover note.
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