Many debt collectors make use of any offered technique to recover debts from hardworking US citizens. Though Brian Linnekens highly believes that individuals should make every attempt to pay for the debts that we pay back, he also is convinced that all consumers deserve to be treated with the common decency and regard. As an outcome, Brian Linnekens has created a network of attorneys around the nation who are taught to safeguard consumers by unfair collection techniques.

There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contributed to a higher number of personal bankruptcies contributed to marital instability, to the loss of jobs, and invaded individual's privacy.

A number of the Unfair Strategies are as below:

According to Brian R Linnekens, a debt collector may not use unfair or unconscionable means to collect or attempt to collect a debt.

Particularly, a debt collector might not do the following things:

Collect any interest, fee, charge, or expense incidental to the principal obligation unless it was authorized by the original debt agreement or is otherwise permitted by law.

Accept a check or other instrument post-dated by more than five days, unless she or he notifies the customer, in writing, of any intention to put in the check or instrument. The notice should be made neither more than ten nor less than three working days before the date of deposit? Solicit a post-dated check or another post-dated repayment tool to use as a threat or to start justice.

Deposit or threaten to deposit a post-dated check or other post-dated payment instrument before the date on the check or instrument.

Result in communication charges, such as charges for collect telephone calls and telegrams, to be made to any individual by hiding the real objective of the conversation.

Take or threaten to repossess or disable property when the creditor has no enforceable right to the property or does not intend to do so, or if, under law, the property may not be taken, repossessed, or disabled.

Work with a postcard to contact the consumer about a debt.

Although many of these may seem obvious, Brian Linnekens and his attorney network have found that many debt collectors still use these tactics to try to harass clients. However, with proper representation, most if not all of these practices can be stopped, allowing for a civil discourse between debtors and collectors.

Debt collectors became more and more competitive nowadays. You will be less intimidated by collection enquiries once you know your legal rights. Not anyone prefers or requires those unexpected debt collection calling. Do something, know your legal rights, and you will be able to support people in the same circumstances.

This article is to provide only general information. Nothing contained herein constitutes legal advice, nor is it intended to offer legal advice. The Law Offices of Brian R Linnekens does not make any guarantee as to the accuracy or currency of any information contained in or created through use of any link to another website contained in this website. You should consult a lawyer for individual advice regarding your own situation.

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