Q: My insurance company is balking at paying out a claim I made after an accident.
Can I file a dispute about my auto insurance online in Kentucky or do I need to go into town and file the dispute in person? Also do I file the dispute with the company or the state? A: In the state of Kentucky you can request arbitration or a hearing from the Commissioner of Insurance under the circumstances described.
Often the reason an insurance company is unwilling to honor a claim is thart they feel they have a defensible claim that: *You were not covered at the time of your accident *You allowed the policy to lapse due to non-payment *You were intoxicated at the time of the accident *You omitted something on your application when you purchased the policy Whether you decide on arbitration or a hearing be sure to bring every document you have related to your policy and the accident.
You do not need an attorney to be at either of these options.
You can file a request for a hearing with the Insurance Commissioners office about your disagreement about your auto insurance online in Kentucky.
To file for arbitration the insurance company must agree to it and it is binding.
This process cannot be initiated online.
Lastly, we strongly recommend that you shop around online for auto insurance rates from several different companies.
Comparing rates and quotes online is one of the easiest ways to save a bundle on your car insurance coverage!